A financial institution is evaluating the performance of its new online loan application system. The business requirement is that 95% of loan applications must be submitted within 5 seconds, and the system must handle 1,000 concurrent users. During a load test, the average response time is 4 seconds, the 95th percentile is 6 seconds, and the throughput is 800 requests per minute. The system successfully handled 1,000 concurrent users without errors. Does the system meet the business requirements?

Yes, because the average response time is below 5 seconds

No, because the 95th percentile exceeds 5 seconds

Yes, because the system handled 1,000 concurrent users

No, because the throughput is below 1,000 requests per minute

In the context of financial systems, what does 'throughput' measure?

The amount of memory used by the application

The number of transactions processed per unit of time

The time taken to complete a single transaction

The percentage of time the system is available

A payment gateway experiences intermittent slowdowns during peak hours, causing some transactions to fail. The company's SLA with merchants includes a 99.95% uptime guarantee and a penalty for each failed transaction. The performance testing team has conducted load tests, but the results do not fully reproduce the production issues. Which additional performance testing technique should be used to better understand the issue?

Spike testing to simulate sudden increases in load

Load testing with production-like data and traffic patterns

Stress testing to push the system beyond its limits

Endurance testing to check for memory leaks

A financial institution's online banking system experiences performance degradation during the last few days of each month when many customers check their statements and make payments. The institution wants to mitigate this risk proactively. Which strategy is most effective?

Increase the database connection pool size

Reduce the number of concurrent users by limiting access

Conduct load testing to identify the system's breaking point

Implement auto-scaling to add resources during peak periods

Certified Tester Finance Testing

Domain 5Objective 2

Performance Risks in Finance CT-FT Practice Questions (Page 2)

Part of the Functional and Non-Functional Testing domain, which makes up ~21% of our current practice bank. ISTQB does not publish an official question count, but from its 60-minute exam (~25–40 total, ~5–8 in this domain), expect 1–2 from this objective — we provide 25 practice questions to prepare you well beyond it. (estimate)

25questions here

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Questions 6–10

6expert · hard
A financial institution is evaluating the performance of its new online loan application system. The business requirement is that 95% of loan applications must be submitted within 5 seconds, and the system must handle 1,000 concurrent users. During a load test, the average response time is 4 seconds, the 95th percentile is 6 seconds, and the throughput is 800 requests per minute. The system successfully handled 1,000 concurrent users without errors. Does the system meet the business requirements?
Select an answer first
7foundation · easy
In the context of financial systems, what does 'throughput' measure?
Select an answer first
8expert · hard
A payment gateway experiences intermittent slowdowns during peak hours, causing some transactions to fail. The company's SLA with merchants includes a 99.95% uptime guarantee and a penalty for each failed transaction. The performance testing team has conducted load tests, but the results do not fully reproduce the production issues. Which additional performance testing technique should be used to better understand the issue?
Select an answer first
9application · medium
A financial institution's online banking system experiences performance degradation during the last few days of each month when many customers check their statements and make payments. The institution wants to mitigate this risk proactively. Which strategy is most effective?
Select an answer first
10application · medium
A brokerage firm's trading system experiences a significant increase in order submission failures during periods of high market volatility. The system's throughput drops sharply when the number of concurrent users exceeds a certain threshold. Which performance risk is most evident?
Select an answer first

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Performance Risks in Finance CT-FT Practice Questions (Page 2)

Questions 6–10

In the context of financial systems, what does 'throughput' measure?

A financial institution's online banking system experiences performance degradation during the last few days of each month when many customers check their statements and make payments. The institution wants to mitigate this risk proactively. Which strategy is most effective?

A brokerage firm's trading system experiences a significant increase in order submission failures during periods of high market volatility. The system's throughput drops sharply when the number of concurrent users exceeds a certain threshold. Which performance risk is most evident?

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