When compliance risk is high, which testing activity is most likely to be prioritized?

Validating the system's disaster recovery plan

Verifying that transaction reports meet regulatory requirements

Testing the system's ability to handle peak transaction volumes

Checking the system's user interface for accessibility

A financial institution is testing a new system that processes both low-value, high-volume transactions and high-value, low-volume transactions. The testing team has limited time and must decide how to allocate testing effort. Which allocation is most effective from a risk-based perspective?

Prioritize high-value transactions due to their higher financial impact

Allocate equal effort to both transaction types to ensure balanced coverage

Test only high-value transactions and skip low-value ones

Prioritize low-value transactions due to their higher volume

A financial institution is testing a new mobile banking app. The app allows users to transfer funds, view balances, and pay bills. The testing team has limited time and must decide which features to test first. Which feature should be prioritized based on risk?

Changing user profile information

A financial institution is testing a new system that processes high-value wire transfers. The system is critical and must be highly reliable. The testing team has a limited budget and must decide how to allocate resources. Which approach is most aligned with risk-based testing?

Allocate testing effort evenly across all modules to avoid bias

Focus testing on non-critical functions to reduce risk of system downtime

Perform exhaustive testing of all system functions to ensure zero defects

Allocate more testing effort to the wire transfer processing and validation functions

Certified Tester Finance Testing

Domain 3Objective 1

Categories of Risk in Financial Systems CT-FT Practice Questions (Page 1)

Part of the Risk-Based Testing domain, which makes up ~11% of our current practice bank. ISTQB does not publish an official question count, but from its 60-minute exam (~25–40 total, ~3–4 in this domain), expect 1–1 from this objective — we provide 26 practice questions to prepare you well beyond it. (estimate)

26questions here

6free pages

4concepts

Questions 1–5

1application · medium
A bank is launching a new online loan application system. The compliance team has identified that the system must enforce anti-money-laundering (AML) checks before any loan is approved. The testing team has limited time before the release. Which risk category should be given the highest priority in test design and execution?
Select an answer first
2foundation · easy
When compliance risk is high, which testing activity is most likely to be prioritized?
Select an answer first
3expert · hard
A financial institution is testing a new system that processes both low-value, high-volume transactions and high-value, low-volume transactions. The testing team has limited time and must decide how to allocate testing effort. Which allocation is most effective from a risk-based perspective?
Select an answer first
4application · medium
A financial institution is testing a new mobile banking app. The app allows users to transfer funds, view balances, and pay bills. The testing team has limited time and must decide which features to test first. Which feature should be prioritized based on risk?
Select an answer first
5expert · hard
A financial institution is testing a new system that processes high-value wire transfers. The system is critical and must be highly reliable. The testing team has a limited budget and must decide how to allocate resources. Which approach is most aligned with risk-based testing?
Select an answer first

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