Artificial Intelligence: Chatbots, Assistants, and Generative AI for Content and Predictions. IT-FUNDAMENTALS-ITF-CERTIFICATION Practice Questions (Page 2)

Questions 6–10

1. 6foundation · easy

   Which statement best describes a virtual assistant?

   • AA hardware device used to store large amounts of data
   • BA type of malware that secretly monitors user activity
   • CA programming language used to create mobile applications
   • DA program that uses AI to interpret user requests and perform tasks or provide answers
   Reveal Solution Discussion Select an answer first
2. 7expert · hard

   A city is using an AI system to predict which neighborhoods are at high risk of crime. The system is trained on historical crime reports. Activists are concerned that the system might unfairly target minority neighborhoods. What is the MOST effective way to address this concern?

   • AStop using the AI system entirely and rely on the experience of human police officers.
   • BMake the AI's predictions public so residents can see how the system works.
   • CAnalyze the AI's predictions to check for bias against specific neighborhoods and adjust the model or its inputs if bias is found.
   • DUse a more complex AI model that is more accurate, assuming it will also be fairer.
   Reveal Solution Discussion Select an answer first
4. 8foundation · easy

   What is a key characteristic of narrow AI?

   • AIt has consciousness and self-awareness
   • BIt is designed to perform a specific task or a limited range of tasks
   • CIt can learn new tasks without any training data
   • DIt can understand and perform any intellectual task a human can
   Reveal Solution Discussion Select an answer first
5. 9application · medium

   A city council is considering using an AI system to review loan applications and predict which applicants are most likely to default. The system was trained on historical data from the city's banks. What is the MOST significant ethical concern with this approach?

   • AThe AI will require a large amount of storage space for the training data, which is a privacy issue.
   • BThe AI will be too slow to process the number of applications the city receives.
   • CThe AI will not be able to generate a report explaining its decision to the applicant.
   • DThe AI might learn and perpetuate historical biases present in the training data, leading to unfair lending decisions.
   Reveal Solution Discussion Select an answer first
6. 10expert · hard

   A bank wants to use AI to approve or deny small business loans. They have a model that is very accurate at predicting loan defaults. However, they are concerned about regulatory compliance, which requires them to explain to rejected applicants why their loan was denied. What is the MOST significant challenge they will face?

   • AThe AI model may be a 'black box' that cannot provide a clear, human-understandable explanation for its decision.
   • BThe AI model will require a large amount of data storage, which will be a significant cost.
   • CThe AI model will not be able to generate a personalized loan offer for each applicant.
   • DThe AI model will be too slow to process loan applications in a timely manner.
   Reveal Solution Discussion Select an answer first